Deb & Greg Kalicin wrote:
>
> After hering about the young beekeeper Gary, and his horrble ordeal, I
> am wondering if there is an insurance company that will insure
> beekeepers even small ones, My independant insurance agent can't seem to
> locate one. You mention bees and they don't want anything to do with it.
> Deb
> 13 hives
 
Here in Scotland most beekeepers are members of the Scottish Beekeepers
Association which runs an Insurance scheme.  The summary of cover is as
follows:-
Product and Product Liability cover
Loss by fire:   Loss by theft:   Loss by vandalism:   Loss by AFB or
EFB.  The max compensation per stock is #70.
 
The cost of this is as follows:-
 
1 - 10 stocks----Free:  11 - 20----#2:   21 - 30----#4   31 - 4----#6
and over 40----#8.
 
I am not really into insurance but I am surprised that you do not have
something similar in America.
 
Harry
Scotland