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Fri, 22 Mar 2013 14:09:39 -0400 |
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Desiree writes:
I have warned moms that I will submit to insurance, but as the companies
and I learn the ropes, it will probably take 12-16 weeks for reimbursement.
~~~ Thank you for all this info. You've been really working hard to get
this going. Those moms are, I'm sure, very grateful. My question is how do you
live while waiting 12-16 weeks to get paid? Since we live week to week
here, basically check to check, I can't figure out how to make this transition
and still be able to buy food and pay bills which will not wait 12-16
weeks to be paid. I know there must be others who are struggling similarly.
Small business loan? I have talked about working cooperatively with other
IBCLCs but nothing has worked out ( yet anyway.) I suppose if I were actually
charging 150-300 per hour my overall intake would be very different. I have
so many clients who no matter what we do, never get paid. I have concerns,
since for them it is one bill in a year, but for me that could mean many
fees never paid. It's amazing to me that an insurance company that received a
bill for IBCLC services for something like 300-450-600 dollars for one
visit ( initial visit of 1 1/2 -2 hours), would pay all but 5 dollars of that.
They rarely reimburse for the usual lower rate of $225. Or are your visit
lengths different?
Thanks again,
Peace,
Judy
Judy LeVan Fram, PT, IBCLC, LLLL
Brooklyn, NY, USA
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