The graph  pages are enough :-) Just look at the pie charts! 65 % are 
against a second cred and 71.7 % feel it will muddle the general publics' 
concept of what an LC is.  The comments are interesting.  What I read was 
very critical of IBLCE, but I only read the first few pages - 65 is a lot of 
opinions to read :-(  and I think I've already seen most of those comments 
on Lactnet
:-)  I  hadn't thought of it as a money maker for IBLCE, but that is what is 
implied.  Pat in SNJ 

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