KR<>From: Kelley Rosenlund 904-392-5551 <[log in to unmask]> <>Date: Mon, 8 May 1995 17:31:48 EST <>Subject: Liability Insurance Hello Kelley, KR<>For you professional floks in bee land, <>1. Do you have liability insurance? Definitely YES. Not to have liability insurance today is the same risk you would take in a cat house with out a safety. You may get buy for a while but soon or latter your dead. KR<>2. What is your coverage amount? Enough to satisfy state law and protect my estate, would depend on your net worth. $1,000,000 umbrella is a start. Some home policy's can be extended for a small amount to include a limited liability farm insurance to cover bee's for a small amount. ($75.-$150.) KR<>3. What insurance company do you have? I use Farmer's, but not all company's will write Liability Insurance for beekeepers, check with the American Beekeeping Federation they did have an good insurance underwriter out of Denver who did a good job for beekeeper's. It is normally best to buy your insurance locally if you can. KR<>4. Have you ever been sued? That's what the insurance is for.. once or twice, settled out of court to everyone's satisfaction. #6 If your are someone who want's to sell me insurance and are using this echo to do it..."May your camel's teeth rot out and your mother-in-law move in with you for ever!" ttul Andy-