In all the homevisiting I have done over the years, not as a CLE, but as an RN, I have never carried commercial insurance, only professional.

Emily Lindsey <[log in to unmask]> wrote:  Ok, I am a private CLE who goes to moms houses for visits and gives 
breastfeeding classes at the hosptial education room that they lend me 
and run a support group at WIC. I have been granted a wonderful grant 
through our First 5 in CA for education and support but have hit a road 
block. They require 2 things, one of which I have met. I have 
professional liability insurance and added them to the policy however 
they require commercial liability in the form of 1million/3million but i 
cannnot find a sole to cover me because they say there is nothing to 
cover since I do not work with clients in my house I have no liability 
there and in a patrons home I have nothing there as well. On hospital 
site, etc I am covered by their insurance according to the insurance 
people I have contacted.

I will not get this grant if I cannot satisfy this requirement..any of us 
that do home visits carry commercial/general liability??? Anyone of us 
with our broad backgrounds know where I can get something, anything? 
Thank you in advance, please email me and the list so I can get info 
ASAP.
Emily Lindsey, BSPsy, CLE
Private Practice
Merced, Ca

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