on Tue, 9/30/08, Nicholas Doumanoff <[log in to unmask]> wrotereceived 
notice from their homeowners insurance that they are  
>being dropped due to a "home made bee-hive" on the property.  

 when I first started beekeeping long time ago, my wife worked for our 
insurance company. Had her check if we were covered for the bees on the 
property. You would be amazed at what you are not covered for including 
bees. If its not specificly mentioned in the policy they don't or will not 
cover you.  I was the first person in town back then that got an 
inspection of my wood stove, insurance would not cover if not inspected, 
but they don't tell you that.
 when I still had bees in Mass and Conn. I had been having to move the 
hives do to insurance companies threating do drop the home owner's 
insurance if the bees remained.
 moving to N.Y. trying to get insurance, contacted Geico, in the process 
of getting insurance, asked about bees on the property, they hung up on me.
called back and explained no bees on property, they said they would do 
random checks and drop up if we had bees. And I have a bee insurance 
policy on the bees.

easiest method I found was to join Farm bureau and get there insurance.

mike syracuse
 

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