Kelley,

I only gave my credit card to the registration desk at the Amelia Island 
Inn (where I stayed), and then used the hotel's internal charge id. card 
for all other charges at the resort (restaurants, etc.) and never used my 
credit card again while there.

Apparently, someone gained access to credit card numbers through the 
hotel system, then sent those to others who produce and sell 
counterfeit cards with those numbers. The fraudulent charges were from 
in-person purchases using counterfeit cards. Under those circumstances, 
I suspect it will be the stores that failed to check for a picture ID that 
will bear the cost of the fraudulent charges. My credit card company was 
very prompt in detecting the charges and shutting down the account.

Best wishes,
Chris