Mike, in Syracuse, is right.  For those keeping hives in suburbia, the only
way out of this dilemma is to get your insurance through Farm Family.  Farm
Family was formerly part of Agway.  When Agway went bankrupt, Farm Family
was spun off as a separate company.  They used to require you belong to Farm
Bureau to get a policy.  While that requirement has been dropped, Farm
Bureau members get a large enough discount from Farm Family that it pays for
the Bureau membership!

For those keeping hives in farm country the job is a lot easier.  Just go to
any agent selling casualty insurance to farmers.  They know the insurers who
understand farm risks and will be glad to insure beekeepers.

Lloyd

-- 
Lloyd Spear
Owner Ross Rounds, Inc.
Manufacture of equipment for round comb honey sections,
Sundance Pollen Traps, and producer of Sundance custom labels.
Contact your dealer or www.RossRounds.com

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