One place I worked on on Long Island required (for 24 shovel tests in dense
suburban development) $1 million insurance and #1 million for each
additional event, if in fact two or more incidents occurred before a shovel
was placed in the ground. Needless to say, I "called before you dig" and had
all the different uilities painted out on the streets by the service which
if you call an 800 number is provided free. Unfortunately, in this town
where our recent American international champion figure skater came from
also had a private village which had no service for the lines in the ground
for village lighting. I was just remarking about a new shovel, made in the
middle with steel, between two wooden ends, when the guy I was digging the
hole with caused a spark and a little puff of smoke came out of the hole. A
little chunk of the shovel had disappeared in the shallow hole where it hit
a plastic wire. No one was hurt. However it goes to show that the NY SHPO
will sometimes insist on digging even if there was no place to dig.

George Myers
----- Original Message -----
From: "Ron May" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Saturday, May 22, 2004 11:23 AM
Subject: Re: Liability Insurance question


> Jill and others,
>
> Save Our Heritage Organisation spent five years looking for D & O
insurance
> that plugged all the loopholes, had the least disclaimers, and was fair
> coverage. This was back about ten years ago, but the broker kept bringing
companies
> with so many disclaimers you wondered what they actually covered. The
price
> range seemed to be about $1500 a year, though I belong to a group with
$600
> coverage from Farmers. Finding carriers is not the issue, making sure they
cover
> everything you need is the difficult part.
>
> Ron May
> Legacy 106, Inc.
>