Why add 10 to 12% to the cost of a breast pump? If you pay cash for a breast pump you pay for the costs of manufacture, distribution and a profit. Run the payment through an insurance program and you add the cost of that program's administration as well as interest for the time it take to process the claim. Who pays the increased cost? You do. The insurance that your employer buys is part of the value of your labor (along with the so-called employer's share of social security and Medicare). When demand drives up medical costs, those in control can either raise rates or ration care. Seems to me that it's in everyone's' interest to keep costs down as much as possible. The original concept of insurance was to cover extraordinary costs that people couldn't budget for. Buy the pump out of the money you save not buying formula. It's the best deal in the long run. Alice Martino (no initials after the name. It the ideas are good, they don't need them; it the ideas are bad, initials can't save them.) in Central New York State *********************************************** The LACTNET mailing list is powered by L-Soft's renowned LISTSERV(R) list management software together with L-Soft's LSMTP(TM) mailer for lightning fast mail delivery. For more information, go to: http://www.lsoft.com/LISTSERV-powered.html