At first I thought this was a joke, but it's not. I did googled the man and 
he looks to be in his 80s,  but appears to be a quite powerful lawyer in MD.
http://www.delawareonline.com/apps/pbcs.dll/article?AID=/20070311/OPINION08/703110306/1109/OPINION

Melissa V.

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The average US Credit Score is 675. The cost to see yours: $0 by Experian. 
http://www.freecreditreport.com/pm/default.aspx?sc=660600&bcd=EMAILFOOTERAVERAGE

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