Thanks, Ron, it was for non profits that I was interested. There are five
separate non-profits that I am working with at the moment, who need all the
helpful advice they can get. This was one avenue I have not yet explored
fully, though I am going to hustle on it now because the need for insurance
is really important for these people in today's litigeous society.

Laura West
M&S Engineering, Ltd.

-----Original Message-----
From: Ron May [mailto:[log in to unmask]]
Sent: Friday, May 28, 2004 10:31 AM
To: [log in to unmask]
Subject: Re: Liability Insurance question


Laura,

No, your question is not late, but my memory of specifics fails me. I recall
sitting around a conference table listening to the review committee of Save
Our Heritage Organisation (SOHO) explain how the liability insurance had so
many
caveats that it was like buying insurance that covered nothing. We were
really frustrated. This was for a non-profit corporation and not a business,
so the
details may differ.

I also know that general liability for companies is a pretty common business
transaction. My sense is that you really need to read the fine print to see
what they dont cover. I cant get more specific than that because it has been
more than eight years since I served on the SOHO board.

Ron May
Legacy 106, Inc.